Irish Company Formation with Business Bank Account
Form your Irish limited company and prepare for a separate business bank or payment-account application. We organise the incorporation documents; each provider applies its own eligibility, KYC and approval process.
Why founders choose this route
Clear pricing, practical formation support and the core documents needed for an Irish company.
Incorporation documents
Receive the Certificate of Incorporation, constitution and share certificates included in your package.
Provider comparison
Compare regulated banks and payment institutions by eligibility, fees, currencies and support.
Non-resident preparation
Understand the extra ownership, activity, address and source-of-funds evidence a provider may request.
Tax registration available
Corporation Tax, VAT and PAYE are separate registrations and can be added when relevant.
Activity evidence
Prepare a clear description of customers, suppliers, expected payments and the reason for the account.
No approval promises
The account provider controls onboarding and may request more evidence, a meeting or refuse an application.
How company registration works
Choose formation package
Select the Irish LTD package that fits your director, IPN and address requirements.
Submit company details
Provide identity, ownership, address, share and business-activity information.
Complete incorporation
After CRO approval, receive the company documents used in account applications.
Apply to a provider
Submit the provider's application and respond to its independent KYC review.
Transparent package pricing
Compare what is included before you begin.
Basic
€192
Total price payable. VAT and CRO fees included.
- Free company name check
- Certificate of Incorporation
- Memorandum & Articles of Association (Constitution)
- Share Certificates
- CRO Fees included
- Free Consultation
- Free basic Tax advice
Standard
€392
Total price payable. VAT and CRO fees included.
- Free company name check
- Certificate of Incorporation
- Memorandum & Articles of Association (Constitution)
- Share Certificates
- CRO Fees included
- Free Consultation
- Free basic Tax advice
Premium
€638.40
Total price payable. VAT and CRO fees included.
- Free company name check
- Certificate of Incorporation
- Memorandum & Articles of Association (Constitution)
- Share Certificates
- All CRO Fees included
- Free Consultation
- Schedule of Company Officers Document
Why bundle company formation with banking
Banking can take longer than incorporation because the provider must understand the owners, directors, activity, source of funds and expected transactions. Prepare that evidence while the company formation is progressing, but remember that many providers need the incorporated company number and documents before final approval.
Compare providers directly and check that the account, safeguarding or deposit-protection structure, fees and country eligibility fit the business before applying.
EMI vs traditional Irish bank — which to choose?
Regulated payment institutions
These may offer online applications and multi-currency tools, but services, safeguarding and credit facilities vary. Confirm the regulator, eligible countries and account protections.
Traditional banks
Banks may offer deposits, lending and branch support but can require stronger local evidence or meetings. Ask for the current non-resident onboarding policy before choosing.
Some businesses use more than one provider for operational resilience. That decision should follow a comparison of fees, protections, currencies and account controls.
Frequently asked questions
How fast can I get a working IBAN?
There is no universal timeline. It depends on the provider, ownership, director residence, business activity, expected transactions and whether further KYC evidence is requested.
Do I need to live in Ireland to open a business account?
Some providers accept applications from non-resident directors and others require stronger Irish connections or an in-person step. Check current eligibility before incorporating solely for a particular account.
What documents do banks ask for?
Common requests include the Certificate of Incorporation, constitution, ownership details, registered office evidence, director and beneficial-owner ID, source of funds and a business activity description. Requirements vary.
Can I get a multi-currency account?
Some banks and regulated payment institutions offer multi-currency facilities. Available currencies, local account details, safeguarding and fees differ by provider.
Is the bank account guaranteed?
No. Company formation and account approval are separate decisions. The provider controls eligibility, KYC and final approval.
Do you support non-EEA directors?
Yes. For non-EEA directors, see our dedicated non-resident formation packages which include the Section 137 Bond.